Tuition, accommodation, living costs and insurance for one academic year, country by country. These are the same figures your personal study advisor works from on a call.
9 countries
Russia
2026/27
BachelorEUR 7,800a year
Tuition
EUR 3,500
Accommodation
EUR 600
Living
EUR 3,600
Insurance
EUR 100
MasterEUR 8,300a year
Tuition
EUR 4,000
Accommodation
EUR 600
Living
EUR 3,600
Insurance
EUR 100
Up to 20 hours a week in term time, full time during official holidays. No permit needed for a full-time student on a state-accredited programme, and none for work at their own university.
Poland
2026/27
BachelorEUR 8,550a year
Tuition
EUR 3,000
Accommodation
EUR 1,700
Living
EUR 3,600
Insurance
EUR 250
MasterEUR 9,050a year
Tuition
EUR 3,500
Accommodation
EUR 1,700
Living
EUR 3,600
Insurance
EUR 250
Only at approved institutions. Since 1 July 2026 permit-free work needs a full-time place at an MSWiA-approved institution or a public university; anywhere else needs a work permit.
Germany
2026/27
BachelorEUR 11,850a year
Tuition
EUR 500
Accommodation
EUR 3,600
Living
EUR 6,000
Insurance
EUR 1,750
MasterEUR 11,850a year
Tuition
EUR 500
Accommodation
EUR 3,600
Living
EUR 6,000
Insurance
EUR 1,750
140 full days or 280 half days a year, but during lecture periods a separate 20 hours a week cap applies whatever days remain. Full time only in the Semesterferien.
Italy
2026/27
BachelorEUR 12,000a year
Tuition
EUR 2,000
Accommodation
EUR 3,300
Living
EUR 6,000
Insurance
EUR 700
MasterEUR 12,500a year
Tuition
EUR 2,500
Accommodation
EUR 3,300
Living
EUR 6,000
Insurance
EUR 700
Up to 20 hours a week, capped at 1,040 hours a year; 40 hours in university breaks.
France
2026/27
BachelorEUR 13,455a year
Tuition
EUR 3,005
Accommodation
EUR 4,200
Living
EUR 6,000
Insurance
EUR 250
MasterEUR 14,503a year
Tuition
EUR 4,053
Accommodation
EUR 4,200
Living
EUR 6,000
Insurance
EUR 250
Up to 964 hours a year, about 20 hours a week, with no separate work permit.
Spain
2026/27
BachelorEUR 13,940a year
Tuition
EUR 3,000
Accommodation
EUR 5,400
Living
EUR 5,000
Insurance
EUR 540
MasterEUR 15,440a year
Tuition
EUR 4,500
Accommodation
EUR 5,400
Living
EUR 5,000
Insurance
EUR 540
Up to 30 hours a week. The right is written into the student authorisation itself, so there is no separate work permit to obtain, and the cap runs all year - Spain has no extra holiday allowance.
Netherlands
2026/27
BachelorEUR 23,140a year
Tuition
EUR 10,000
Accommodation
EUR 6,000
Living
EUR 6,600
Insurance
EUR 540
MasterEUR 28,140a year
Tuition
EUR 15,000
Accommodation
EUR 6,000
Living
EUR 6,600
Insurance
EUR 540
Only 16 hours a week, and the EMPLOYER must obtain a TWV work permit. Full time in June, July and August.
United Kingdom
2026/27
BachelorEUR 35,910a year
Tuition
EUR 21,000
Accommodation
EUR 8,400
Living
EUR 5,600
Insurance
EUR 910
MasterEUR 37,910a year
Tuition
EUR 23,000
Accommodation
EUR 8,400
Living
EUR 5,600
Insurance
EUR 910
20 hours a week in term time at degree level; only 10 below degree level, which catches foundation and pathway courses. Hours cannot be averaged across weeks.
Austria
BachelorNot costed yet
Tuition
-
Accommodation
-
Living
-
Insurance
-
No part-time work on a student visa here.
These are estimates for planning, not quotes. Tuition at a public university can depend on the region, the institution and in some countries on your household income, and living costs vary a great deal between a capital city and a smaller town.
Your advisor will work through the real numbers for the specific universities you are considering, and tell you where a scholarship would change them.
Now find out which of these you can actually get into.
Thirty minutes with your personal study advisor, and you will know which countries are open to you and what funding you can pursue.